区块链大型巡回播放第232期“零售银行业发展”

区块链技术或许可以改善目前的金融服务业，例如零售银行业，一般有如下几个职能，第一是价值存储场所，其次是提供支付设施。这两点很好理解，就像微信支付功能类似，钱包用来存储金钱，微信本身自带支付底层协议设施，还有一个职能是，零售银行业提供信贷，在这里我们可以让财富有所收益，果不其然，微信也有此功能。未来我们可以下载一款DAPP，数字化方式存储价值物质，这种物质可以是房产、汽车或者美元，这是一个多链存储的集中营，也是一种数字通行ID，最主要是我们可以及时完成支付，体现安全的同时不会出现泄漏隐私的问题，最主要还是免费服务。

可见区块链对于金融服务有着空前的潜力，这些好处，无论个人还是公司都可以从中获取收益，在区块链上还可以进行股票、债券等资产的发行，对于扩大融资方式和实现商业化，即使你没有很多的经历，可以轻松的创建出基本交易系统，对扩大公司规模，价值的转移一直是各大公司的难点，因为有些跨国公司不惜拿出很多资金，去经营第三方的支付系统，这样在区块链基础上，可以节约大量的人工成本和资金，不管你愿不愿意，这场技术的更新将会不可阻挡，陈旧的金融服务将会伴随着阻碍节节升级。

Blockchain technology may improve the current financial services industry, such as retail banking, which typically has several functions, first as a store of value and second as a payment facility. These two points are easy to understand. Just like Wechat's payment function, wallets are used to store money. wechat itself comes with a payment infrastructure. Another function is that the retail banking industry provides credit, where we can make money, sure enough, wechat also offers this feature. In the future, we can download a DAPP that digitally stores a substance of value, whether it's a house, a car, or a dollar, a concentration camp with multiple chains of storage, and a digital access ID, the main thing is that we can complete the payment in time, show the security without the problem of leakage of privacy, and the main thing is the free service. It shows that blockchain has unprecedented potential for financial services.

These benefits are available to both individuals and companies, and can be used to issue stocks, bonds and other assets, for expanding financing and commercialization, even if you don't have a lot of experience, you can easily create a basic trading system, to expand the size of the company, the transfer of value has been a major difficulty for companies, because some multinational companies are willing to put up a lot of money, to operate third-party payment systems, which can save a lot of labor and money, on the blockchain basis, whether you like it or not, this technology update will be unstoppable, oBSOLESCENCE in financial services will be accompanied by escalating barriers.

备注：以上中英文，中文部分为原创内容，英文为对应的翻译，为了更好的学习英语和服务于读者，所以陈述如上，随着区块链巡回内容不断的展示，后期内容会越来越精彩。

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编译者/作者：醉玲珑

玩币族申明：玩币族作为开放的资讯翻译/分享平台，所提供的所有资讯仅代表作者个人观点，与玩币族平台立场无关，且不构成任何投资理财建议。文章版权归原作者所有。